Us too, LIFE JACET ALWAYS past the ladder. He fell off once, a year and a half old, while on anchor. Right off the top deck..sploosh. I think I was in next to him before he bobbed to the surface in his PFD. I have had night mares of my kids and water...even though I was a competitive white water kayaker for years and have swam countless class 4 whitewater rivers I hold the highest respect for water. It only takes inches, small kids stress me out on a boat period, even when tied up.
Good for you for holding that rule...anyways.....here are a few,

This lake is so clean you can drink it as you swim, all glacier/mountain fed.

turned out to be a baby boy!....aka..more crew!

we ate well this summer, caught lot's of these giant Gerrard Rainbow Trout. The magma BBQ went all summer.